Talk Data to Me: Hispanic Homeownership with Dalila Ramos Hispanic & Latino homebuyers will account for 70% of homeownership growth in the next 20 years, according to The Urban Institute. So, how can the mortgage industry help support them and their dreams of homeownership, while also easing the path to homeownership for other diverse communities? This Hispanic Heritage Month (September … Read More
In a new era of loan manufacturing, workflow efficiencies and automation is the key to driving a better bottom line, identifying opportunities, and scaling your business with ease. In this episode of Talk Data to Me with Samantha Markwood, VP Client Success, and Jeff Woltemath, Strategic Account Executive, we will focus on the essential steps in your mortgage origination process, … Read More
What’s one of the hottest topics during a purchase market? Trigger leads — what are they? Why are they allowed? Do they benefit borrowers? How about lenders? In this episode, we are discussing the marketing product created by the national credit bureaus, Trigger Leads, and how they are impacting today’s lenders and consumers. Join our data nerds, Nicole Mattiello, VP … Read More
We have all been there, a borrower says they have a 720 credit score, but when you get the report back they have a 680. How can that happen? How do you explain the difference to your borrower? In this episode of Talk Data to Me, we are joined by Mark Teta, Regional VP at Certified Credit to talk about … Read More
Talk Data to Me: NextGen Homebuyer with Kristin Messerli of Experience.com Homebuying has always been one of the most complex and important decisions an individual can make. But, with the impacts of the COVID-19 pandemic, lacking financial education, and the challenges of the current housing market, the next generation of homebuyers is finding it more challenging than ever before to … Read More
For consumers (borrowers) a credit freeze is one way to protect against identity theft by restricting access to your credit report. For example, let’s say a cybercriminal steals your identity (e.g. social security number or other personal information) to try to apply for a loan in your name. With a credit freeze, the lender/creditor would reject the application because they … Read More
