FICO® Score Mortgage Simulator: Confident Simulations. Smarter Lending. Better Outcomes. Certified Credit is proud to offer the FICO® Score Mortgage Simulator, a powerful credit simulation tool that helps lenders and loan officers model the real-world impact of common credit actions on the FICO® Scores used in mortgage lending. With simulation support for FICO® Score 2, 4, and 5, this tool allows … Read More
Medical debt has long been a controversial entry on consumer credit reports, often penalizing individuals for unexpected or unavoidable health-related expenses. While a recent federal court decision struck down a nationwide rule aimed at reducing the impact of medical debt on credit scores, many states are moving forward with their own legislation to restrict or ban the practice. This evolving … Read More
To Our Valued Partners: On July 8th, Federal Housing Finance Agency (FHFA) Director Bill Pulte announced via X (formerly Twitter) that Government-Sponsored Enterprises (GSEs) will now accept VantageScore 4.0 for mortgage underwriting, representing a significant milestone for the mortgage industry. While this change is a positive step forward, much remains unknown. No official implementation roadmap has been released by Fannie … Read More
Certified Credit is attending MBA Annual 2024 in Denver, Colorado, where it will showcase its innovative technology and best-in-class customer service. Every year, the MBA hosts its Annual Convention and Expo, the largest gathering of residential real estate financial professionals in the United States. This year, the conference is taking place at the Colorado Convention Center in Denver, Colorado from … Read More
Certified Credit was awarded the 2024 Lender’s Choice Award for Best Customer Service during TMC’s “A Mile Above” Conference in Denver, Colorado. Mortgage solutions provider and TMC-preferred vendor, Certified Credit, was awarded the TMC 2024 Lender’s Choice Award for Best Customer Service. This highly-anticipated conference took place from September 7th to September 10th at the Hyatt Regency Denver at the … Read More
Certified Credit’s clients can now enjoy access to ScoreNavigator’s advanced credit management platform. Leading mortgage solutions provider, Certified Credit, is constantly expanding its suite of products and services for mortgage lenders. In addition to developing its own technology, Certified Credit recently partnered with ScoreNavigator to deliver cutting-edge credit analytics and management solutions. “We’re excited to collaborate with Certified Credit to … Read More
