Undisclosed Debt Monitoring

What you don’t know can hurt you

Borrowers can and do incur additional debt in the time between application and closing, leaving you vulnerable to fallout or buyback risk.

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Insights & Experience You Can Rely On

Get the intel you need to prevent the surprises at closing that can lead to fallout with Certified Credit’s Undisclosed Debt Monitoring solution.

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Continuous Monitoring

Receive immediate alerts of activity that has the potential to derail the loan process:

  • New tradelines
  • New inquiries
  • Late payments
  • Debt-to-income increases
  • Collection items
  • And more

Risk Mitigation

Prevent costly repurchase demands and avoid last-minute issues with closing that can lead to loan fallout.

LQI Compliant

Meet secondary market loan quality standards and improve the health of your portfolio.

Improves Efficiency

Hassle-free integration seamlessly incorporated into your process. 

See Our Fraud & Risk Solutions in Action!

From comprehensive, investor-approved ADV-120 Fraud Reports to Flex ID Smart Select Shield to Undisclosed Debt Monitoring, our solutions not only prevent fraud at the earliest stages of the mortgage process but also protect you from unnecessary costs by verifying critical entry errors. Learn how you can benefit from our Fraud & Risk Mitigation solutions by requestion a demo with our fraud experts!

See a Demo
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More Than Just a Score

At Certified Credit, we deliver more than just a score. We provide industry-leading information and analytics with the expertise and technology you can rely on to fuel your business. 

  • Credit Reports
  • Fraud & Risk Mitigation
  • Property
  • Employment Screening
  • Score Improvement Tools
  • Third-Party Verifications
  • Client Acquisition & Retention
  • Tenant Screening

"Certified Credit's thorough and speedy answers have made a world of difference for my business! I absolutely value our partnership."

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