Soft Pull Prequalification Reports to Help Move Them One Step Closer to Their Dream
Incorporating information from one, two or all three bureaus, this automated solution helps simplify the prequalification process, evaluate your applicants’ creditworthiness, and quickly turn leads into loyal customers.
Cascade Prequal: Insights & Experience You Can Rely On
In today's fast-paced mortgage lending market, you need a partner you can count on to help you gain a competitive advantage. Certified Credit is that kind of partner.
From the time a borrower checks their rate, Cascade Prequal simplifies the prequalification process with automated report selection – choosing a one, two or all three bureaus soft pull based on your credit thresholds. Then, delivers powerful analytics backed by considerable industry expertise to enable you to:
- Find qualified borrowers faster with lower up-front costs
- Know when to capitalize on opportunities & boost pre-approval rates
- Shield borrowers from the impact of hard inquiries with soft pull prequalification
- Prequalify leads without triggering competitor monitoring or alerts
- Help borrowers secure the best rates possible with credit improvement
- Turn prospects into loyal customers by explaining their loan options up front
- Enhance profitability and fortify your sales pipeline
Offers Maximum Flexibility
Customization of prequalification report enables you to pull a low-cost single bureau option or a two- or three-bureau merged file, all with no hard credit implications, based on your credit thresholds.
Boosts Pre-Approval Rates
Instant prequalification results help you match your applicants to the loan option that's right for them, all with no impact to their credit.
Hassle-free integration seamlessly incorporates the information into your existing LOS and customer-facing website, simplifying workflows, and speeding up the prequalification process.
Enhances Initial Decision Making
Full-bureau file gives you a complete picture of your borrower's credit history, leading to reduced risk and allowing you to focus on more qualified borrowers.
Eliminates triggers to help prevent you from losing potential borrowers to your competitors and identifies potential issues upfront before the application process begins.
Leverage customer insights to determine borrowers who could qualify for better rates or mortgage products with credit score improvement, then coach them to success!
Ready to Give Cascade Prequal a Try?
Learn more about Certified Credit's Cascade Prequal a unique, customizable solution that simplifies the prequalification process with automated report selection and powerful analytics – helping you pre-qualify prospects in less time, for less money.
What Benefits Does Mortgage Prequalification Offer Lenders?
While buyers seek out prequalification as a tool to strengthen their offer on a property, the benefits of using a prequalification can be significant for lenders as well. Prequalification solutions, such as Cascade Prequal, help lenders assess a borrowers creditworthiness by leveraging a one, two, or three bureaus soft pull – potentially saving you time and money, boosting loan approval rates, and improving overall decision-making . Prequalification is also a powerful way to funnel more potential customers into your sales pipeline. So, how you can improve your prequalification process?
More Than Just a Score
At Certified Credit, we deliver more than just a score. We provide industry-leading information and analytics with the expertise and technology you can rely on to fuel your business.
- Credit Reports
- Fraud & Risk Mitigation
- Employment Screening
- Score Improvement Tools
- Third-Party Verifications
- Client Acquisition & Retention
- Tenant Screening
"Certified Credit's thorough and speedy answers have made a world of difference for my business! I absolutely value our partnership."
It's Time to Simplify Your Prequalification Process
These days, mortgage customers have high expectations. They desire a streamlined lending experience, start to finish. Automation and digitization are two tools that can transform your prequalification process and upgrade your customer service – kickstarting your relationship with aspiring homeowners, increasing your chances of winning over their business. With its powerful automation and easy integration, Cascade Prequal enables you to offer a quick, efficient online prequalification application process, ensure proper permissioning and compliance, reduce costs, and help your customers qualify for the right loan product and the very best rate.