Talk Data to Me: The Mortgage Half-Time Report So far, 2023 has faced soaring interest rates, record-low inventory levels, and unprecedented home prices. Many buyers and sellers are understandably anxious about these market conditions. In turn, the mortgage purchase market has taken a hit. Despite these challenges, the market is brimming with emerging opportunities for future-focused mortgage lenders, especially as … Read More
Talk Data to Me: Experian Verify, Cascade VOE, & The Future of Verification of Employment In October 2022, we sat down with Ken Tromer, Director of Mortgage Market Engagement at Experian, to discuss Experian Verify. In this episode, Ken joins us once again, alongside Paul Robinson, VP of Sales at Certified Credit, to explore the evolving landscape of Verification of … Read More
Talk Data to Me: Lending to Gig Workers, Self Employed, & Independent Contractors By 2027, over 50% of the US workforce is likely to participate in the gig economy.1 So, how will this impact mortgage lending? The gig economy and self-employed individuals pose unique challenges for mortgage underwriting due to the variable nature of their income and the need to … Read More
Talk Data to Me: Keys to the Future – Helping Gen Z Navigate the Homebuying Journey with Ally Carty 71.5% of Gen Zers plan to buy their first home in the next 1-6 years, while 37.2% plan on buying as soon as 1 – 3 years.1 So, how can today’s lending professionals help them navigate the homebuying process? In this … Read More
Qualifying More Borrowers in Today's Market [Part 1] Your browser does not support the audio tag. Qualifying More Borrowers in Today's Market [Part 2] Your browser does not support the audio tag. Talk Data to Me: Qualifying More Borrowers in Today’s Market From growing expenses and declining revenue to the impacts of increasing consumer debt and decreasing creditworthiness, competing in … Read More
Talk Data to Me: The Interplay Between Forbearance, Foreclosures, and Bankruptcy – Trends and Economic Indicators to Watch with Scott Fink and Ben Hoen of Weltman The current economic situation has left many individuals worried about the potential of facing foreclosure or bankruptcy. With growing uncertainty surrounding employment, income, and overall financial stability, it’s no surprise that people (and servicers) … Read More
