This is a crowdsourced article. Contributors are not necessarily affiliated with this website and their statements do not necessarily reflect the opinion of this website, other people, businesses, or other contributors. With the growth of cybercrime and hacking, protecting sensitive information, such as social security numbers, bank account information, or personal data, is more critical than ever before. Investing in … Read More
Credit plays an important role in today’s world. Loans and credit cards can help you achieve financial goals that you couldn’t reach otherwise. For example, they can help you purchase a home, finance a new business venture, or simply afford day-to-day expenses when money is tight. Since credit is such a useful tool, many people have questions about how it … Read More
For experienced mortgage lenders, the scenario is all too common. But, just before their closing date, the borrower receives an email providing new instructions on how and where to wire the funds for their new home. They dutifully wire the funds, only to discover that the title company never received the wire transfer. What happened, and where did the money … Read More
Purchasing a home is a dream for many Americans. However, only a small portion of people have enough cash on hand to buy a home outright. Luckily, aspiring homeowners can take out mortgages to make their American dream come true. If you’re interested in applying for a mortgage and purchasing a home, you may be wondering what the credit score … Read More
This is a crowdsourced article. Contributors are not necessarily affiliated with this website and their statements do not necessarily reflect the opinion of this website, other people, businesses, or other contributors. With mortgage fraud on the rise, it’s more important than ever before for mortgage companies, independent mortgage bankers, credit unions, and all lenders to prevent fraud at the … Read More
Right now, the mortgage market is going through a shift. Refinance requests are being eclipsed by mortgage applications for new home purchases. On top of that, housing inventory is at an all-time low.1 In this evolving housing market, mortgage lenders must update their strategies to stay competitive. One effective strategy is leveraging prequalification as a marketing tool. Prequalification has many … Read More
