Talk Data to Me Live at MBA Annual: Supporting Our Borrowers [Episode 21]

Talk Data to Me Live at MBA Annual: Supporting Our Borrowers 

Now more than ever before, it’s important to support our borrowers and help make the dream of homeownership a reality. But, what does it mean to truly support our borrowers?

In this “Talk Data to Me” episode, we revisit our conversation with industry thought leaders and experts at the Mortgage Bankers Association’s Annual Conference (MBA Annual 22) in Nashville, TN. Each conversation is focused on a different area of borrower support, from housing equity to empowering underserved communities to understanding the impacts of consumer debt to aiding borrowers and lenders with education.  

Our first guest is Kristin Messerli, discussing her latest research on NextGen Homebuyers and the impact of social media, technology, and the current market on new and young homebuyers. During her exchange with Alizabeth Leng-Barton of Certified Credit, she talks about distrust in the mortgage lending process, educating homebuyers, and ways to support Millennial and Gen Z borrowers. See video interview.

Our second guest is Laird Hedlund Nossuli, CEO of iEmergent. Throughout our discussion with Laird, we dive into trends in housing equity and the underserved communities, innovative programs that help increase minority lending, and why now is the time for lenders to unify their commitments to their community. Laird also shares some strategies for interacting with your local community and championing homeownership for borrowers of all backgrounds. See video interview.

Later in this episode, we are joined by the experts at Weltman, Weinberg & Reis Co., LPA, Chris Kimes, Director of Business Development, and Benjamin Hoen, Shareholder. Throughout our time together, we examine what they are seeing when it comes to consumer debt, the impacts of inflation, and trends in consumer spending. During the conversation, we will also explore ways consumers are leveraging home equity to combat financial hardships, how the 24 million borrowers in forbearance and 5.1 million in default will affect foreclosures in the coming months, and their predictions for 2023 and beyond.  See video interview.

Another guest featured on this episode is Rich Swerbinsky, President & Chief Operating Officer at The Mortgage Collaborative. Rich joins Nicole Mattiello, resident Certified Credit Data Nerd, to discuss the significance of lender education and ways organizations can help new mortgage professionals grow and develop into the leaders of tomorrow. They also talk about the new Mortgage Collaborative initiative, TMCU – engaging and effective training designed for mortgage professionals. See video interview.

Our final guest in this episode is Rob Chrane, Founder and CEO of Down Payment Resource. Our discussion with Rob investigate the finding of the Homeownership Program Index (HPI) report and examines the impact of the HPI, a database of over 2300 affordable housing programs. We also learn about the benefits of these programs for borrowers, and how lenders can leverage the HPI to help get more borrowers into homes and make more informed lending decisions.

Connect with this Week’s Guests

Connect with Kristin Messerli on LinkedIn: https://www.linkedin.com/in/kristinmesserli/

Connect with Laird Hedlund Nossuli, CEO of of iEmergent, on LinkedIn: https://www.linkedin.com/in/laird-hedlund-nossuli-62b2b09/

Connect with Chris Kimes, Director of Business Development at Weltman, on LinkedIn: https://www.linkedin.com/in/chriskimes/

Connect with Benjamin Hoen, Shareholder at Weltman,  on LinkedIn: https://www.linkedin.com/in/benjamin-hoen-b9428148/

Connect with Rich Swerbinsky, President & Chief Operating Officer at The Mortgage Collaborative, on LinkedIn: https://www.linkedin.com/in/richardswerbinsky/

Connect with Rob Chrane, Founder and CEO of Down Payment Resource, on LinkedIn: https://www.linkedin.com/in/rnc01/