Talk Data to Me Live: The Homeownership Program Index (HPI) Trends with Rob Chrane – CEO, Down Payment Resources Over the past year, there has been a 1.6% increase in the number of affordable homeownership programs available, and 83.9% of all programs had funds available for eligible homebuyers. But, what does this mean for homebuyers trying to purchase in the … Read More
Talk Data to Me Live: Consumer Debt & Foreclosure Trends with Weltman Consumer debt increased by $46 billion in the second quarter of 2022, which is the largest increase in a quarter in the past 20 years. What does this mean for the economy, housing market, and most importantly, lenders and borrowers? At the Mortgage Bank Association’s Annual Conference 2022, … Read More
Talk Data to Me Live: Experian VerifyTM & Verification of Employment with Ken Tromer – Director, Mortgage Market Engagement, Experian Let’s be honest, verification of employment (VOE) can be a difficult process. It can be time-consuming, interrupt the borrower experience, increase the potential for mortgage fraud, and even delay a closing. So, how can you overcome these challenges? Check out … Read More
Talk Data to Me Live: Tips & Tricks for Quoting PMI with Susan Shaffer – VP, National Accounts Manager, National Mortgage Insurance Corporation Most lenders and borrowers are familiar with Private Mortgage Insurance (PMI). If a borrower does not have at least a 20% down payment, PMI is added to the borrower’s monthly payments to protect lenders against loan default … Read More
Talk Data to Me Live: How Automation and AI Will Change the Way We Work with Jen Peachman – Manager of Strategic Partnerships, Capacity Automation and AI are shaping the mortgage industry and changing our processes in ways many never thought possible. From streamlining workflows to uncovering inefficiencies, these emerging technologies will play a key role in mortgage operations in … Read More
Certified Credit will attend the National Consumer Reporting Association’s (NCRA) 30th Annual Conference in St. Petersburg, Florida from November 7th through November 9th. The NCRA Annual Conference brings together credit reporting professionals and FCRA experts from across the country to learn about the latest industry trends; and innovative mortgage solutions provider, Certified Credit, will be attending the event. This year, … Read More
