Talk Data to Me: The Mortgage Half-Time Report [Episode 33]


Talk Data to Me: The Mortgage Half-Time Report [Episode 33]

July 27, 2023
Certified Credit
Talk Data to Me: The Mortgage Half-Time Report

So far, 2023 has faced soaring interest rates, record-low inventory levels, and unprecedented home prices. Many buyers and sellers are understandably anxious about these market conditions. In turn, the mortgage purchase market has taken a hit. Despite these challenges, the market is brimming with emerging opportunities for future-focused mortgage lenders, especially as we enter the second half of 2023. 

To explore these opportunities, we sat down with Certified Credit’s Paul Robinson, Vice President of Sales, and Ron Carlson, Senior Vice President of Product Development, in this “Talk Data to Me” episode. During this conversation, they dive into the following topics:

  • The second half of 2023’s most promising opportunities
  • The Federal Reserve’s recent interest rate announcement
  • The growing pressure to cut origination costs and enhance borrower experience
  • How Certified Credit has been helping mortgage lenders grow in 2023
  • Certified Credit’s innovative solutions, partnerships, and support services
  • Suggested loan origination tactics for growth-minded mortgage lenders
  • Strategies for overcoming the biggest challenges facing the second half of 2023 
  • Certified Credit’s latest product updates and educational content offerings

Tune into this episode to learn everything you need to know about succeeding during the latter half of this unprecedented year. 

Connect with Paul Robinson on LinkedIn

Connect with Ron Carlson on LinkedIn

About Our Guests
Paul Robinson

Senior Vice President of Product Development - Certified Credit

As a seasoned professional with nearly 25 years of experience in the credit and mortgage industry, Paul Robinson has worked in almost all aspects of the field, from credit and rescore processing to tech support and sales. Paul serves as the Vice President of Sales at Certified Credit where he coaches and leads the sales and customer success teams.

Through his experience, he helps his team better understand the mortgage origination process and overcome their unique challenges with custom solutions and a consultative approach. Prior to his role as Vice President of Sales, Paul held various leadership positions, including Regional Vice President and Director of Business Development at Certified Credit.

Paul is passionate about educating clients on workflow efficiencies and all things mortgage credit. He finds great satisfaction in helping others improve their business processes and efficiencies and he is dedicated to ensuring proactive support for his clients.

Paul attended the University of Montana, but his extensive knowledge of mortgage credit and years of hands-on experience have allowed him to truly excel in his field.

Besides his professional endeavors, Paul enjoys working out, spending time outdoors with his wife and four kids, and being a sports enthusiast.  He is an active member of the Mortgage Bankers Association (MBA) and the Arizona Mortgage Lenders Association (AMLA).

Connect with Paul on LinkedIn.


Ron Carlson

Director of Mortgage Market Engagement – Experian

With 30 years in the mortgage and credit space, Ron Carlson has seen first-hand how technology can transform the mortgage lending experience. He currently serves as the Senior Vice President of Product Development at Certified Credit, where he develops innovative mortgage lending solutions that enhance efficiencies and integrate seamlessly with lenders’ existing operations. 

Throughout his dynamic career, Ron has worked in loan processing, mortgage operations, and product development, with a special emphasis on technology. By creating agile systems, he’s helped businesses achieve continuous growth. Before joining Certified Credit, Ron held several executive positions where he led software development, oversaw third-party integrations, and forged relationships with Government Sponsored Enterprises (GSEs). 

Ron’s passion for the mortgage industry stems from a desire to improve the borrower experience. He believes that consumers and lenders both benefit from a more streamlined, efficient loan origination process. Ron is also motivated to close homeownership gaps amongst underserved borrowers. 

Ron earned his Bachelors degree at Colorado State University. In 2015, he contributed a chapter to “Best Practices for Change Management: IT Leaders on Strategies for Moving Forward While Minimizing Risk”.

Outside of his professional pursuits, Ron enjoys traveling and trying new cuisines. He’s also an active member of the Mortgage Industry Standards Maintenance Organization (MISMO), where he participates in workgroups focused on credit, risk mitigation, and flood determinations.

Connect with Ron on LinkedIn

Listen to the Episode Audio (only) 


The Mortgage Half-Time Report