The mortgage market has experienced many changes in recent years. In 2020 and 2021, the demand for refinances surged, thanks to the historically low interest rates.[i] During this time, many mortgage lenders enjoyed abundant revenues. Today, the mortgage landscape is quite different. With a looming recession and rapidly rising interest rates,[ii] refinance requests have waned. What’s more, a low housing … Read More
As purchases drive the current mortgage market, trigger leads are becoming more prevalent. Trigger leads are a product offered by the credit bureaus. Some people argue that trigger leads benefit borrowers and lenders alike. Others view these services as spammy, annoying, and confusing for consumers, due to their unsolicited nature. Below, we’ll discuss what trigger leads are and how they … Read More
Certified Credit announces sponsorship of The Mortgage Collaborative’s TMC in Chi-Town Conference Monday Late Night Networking Reception in Chicago, Illinois, as well as participation in the lightning showcase to highlight their automated VOE solution. The TMC in Chi-Town Conference is about to be a big one for Certified Credit, as they recently announced not only their attendance at TMC in … Read More
In a new era of loan manufacturing, workflow efficiencies and automation is the key to driving a better bottom line, identifying opportunities, and scaling your business with ease. In this episode of Talk Data to Me with Samantha Markwood, VP Client Success, and Jeff Woltemath, Strategic Account Executive, we will focus on the essential steps in your mortgage origination process, … Read More
Your credit score is made up of five factors: payment history, credit utilization, length of credit history, new credit accounts, and credit mix. Understanding these factors allows you to make smarter credit decisions so you can earn a high credit score. In addition to learning how to optimize these factors, you also need to learn why they matter to lenders. … Read More
Due to unforeseen circumstances with the cloud migration, MeridanLink will be postponing the go-live for August 26, 2022 and rescheduling to Friday, September 9, 2022. We will continue to provide notice as we approach that date. Please note that this announcement contains new information about what to expect during our production environment migration to our new infrastructure. See below for … Read More
