Insights

We’re currently in the midst of National Hispanic Heritage Month, which takes place from September 15th to October 15th.[i] During these 30 days, many Latin American countries celebrate their independence. In light of this month-long celebration, we want to highlight the growing population of Hispanic homebuyers. As of 2020, the United States was home to over 62 million Latinos.[ii] Between … Read More

The Hispanic Housing Market: The Future of Homeownership

Podcast

Talk Data to Me Podcast

Talk Data to Me: Hispanic Homeownership with Dalila Ramos Hispanic & Latino homebuyers will account for 70% of homeownership growth in the next 20 years, according to The Urban Institute. So, how can the mortgage industry help support them and their dreams of homeownership, while also easing the path to homeownership for other diverse communities? This Hispanic Heritage Month (September … Read More

Talk Data to Me: Hispanic Homeownership with Dalila Ramos [Episode 14]

Conference Event

It’s Time to Turn It Up & Talk Data to Me at Booth 1301! Oct 23-26, 2022 | Music City Center, Nashville TN Whether you are coming to Nashville to discover the latest in innovative mortgage solutions, data analytics for enhanced decision making, or advanced lending technology… or you are looking for a live show… you can find it all … Read More

Join Certified Credit at MBA Annual 22!

Insights

The mortgage market has experienced many changes in recent years. In 2020 and 2021, the demand for refinances surged, thanks to the historically low interest rates.[i] During this time, many mortgage lenders enjoyed abundant revenues. Today, the mortgage landscape is quite different. With a looming recession and rapidly rising interest rates,[ii] refinance requests have waned. What’s more, a low housing … Read More

Growing Your Mortgage Lending Business in a Purchase Market

Insights

As purchases drive the current mortgage market, trigger leads are becoming more prevalent. Trigger leads are a product offered by the credit bureaus. Some people argue that trigger leads benefit borrowers and lenders alike. Others view these services as spammy, annoying, and confusing for consumers, due to their unsolicited nature. Below, we’ll discuss what trigger leads are and how they … Read More

Pulling the Trigger: How Trigger Leads Impact Borrowers and Lenders

Conference Event

Certified Credit announces sponsorship of The Mortgage Collaborative’s TMC in Chi-Town Conference Monday Late Night Networking Reception in Chicago, Illinois, as well as participation in the lightning showcase to highlight their automated VOE solution. The TMC in Chi-Town Conference is about to be a big one for Certified Credit, as they recently announced not only their attendance at TMC in … Read More

Certified Credit to Sponsor Late Night Networking Reception & Demo Latest Automated Lending Solution, Cascade VOE, at the TMC in Chi-Town Conference