Did you know that mortgage applicants say an exceptional borrower experience is nearly as important to them as receiving the best rate? Unfortunately, only 42% to 67% of borrowers are satisfied with their borrower experience, according to a McKinsey & Company survey done on 1,200 residential mortgage customers. Providing an exceptional borrower experience is crucial if you want to succeed … Read More
This year, consumer debt reached a staggering $17.06 trillion. This spike in consumer debt can be attributed in large part to inflation. With so many products and services costing more, many Americans simply don’t have enough money at the end of the month to make ends meet. As a result, many are relying on credit cards and loans to bridge … Read More
Research shows that tackling life’s challenges with an empowered attitude is what separates people who are successful from those who aren’t. In psychology, this concept is known as your locus of control. Having an internal locus of control means that you believe you’re the ultimate arbiter of your outcomes. In contrast, having an external locus of control means that you … Read More
Strategies for Optimizing Loan Origination, Boosting Your Bottom Line, and Improving Your Borrower Experience. From interest rates to housing prices, the current mortgage market is characterized by record-setting volatility. As a result, borrowers and lenders are uncertain about what the future holds and when it will be the right time to start making moves. While market conditions may be out … Read More
Certified Credit will attend MBA Annual 2023 in Philadelphia, Pennsylvania, where it plans to share valuable insights into how mortgage lenders can take more control of their business outcomes. The MBA hosts a highly-anticipated real estate and finance convection and expo every year. This year, it’s taking place at the Pennsylvania Convention Center in Philadelphia, Pennsylvania from Sunday, October 15th, … Read More
National Hispanic Heritage Month is celebrated annually in the United States from September 15 to October 15. During this time, Americans of all backgrounds celebrate the histories, cultures, and contributions of people whose ancestors came from Mexico, the Caribbean, Central and South America, and Spain. If the timing seems odd, this celebration begins in the middle rather than the start … Read More
