ICE Experience 2024

March 18 - March 20, 2024 |Las Vegas, NV

Beat Today’s Market Challenges with a Seamless Blend of Service & Next-Gen Technology!
Learn How at Certified Credit Kiosk #10

Achieving success in today’s mortgage market requires innovative tech solutions and attentive customer service from your chosen partners.

As a proud Encompass partner, Certified Credit develops customizable solutions that strengthen our client’s competitive edge, cut costs, and drive higher levels of borrower satisfaction. Likewise, our support team is dedicated to providing exceptional customer service.

If you want to accelerate your success this year, we can join forces to make it happen. We offer the following services to our Encompass Users:

Customizable tech tools for nearly every stage of the mortgage lending process, from lead generation to closing.
Convenient integrations with your LOS system to enhance your efficiencies and ensure seamless workflows.
Cutting-edge automation that offers instant savings on verifications of income and employment (VOE) of 15% to 25%, along with higher hit rates and itemized invoices.
Creative pricing options to ensure you get savvy tech solutions that fit within your budget.
100% onshore customer service team of FCRA-certified experts with a 12-second average speed of answer for all inbound customer inquiries.
30% bi-lingual staff to facilitate strong communication in an increasingly diverse mortgage market.
Continuous workflow optimizations to bolster your business growth in 2024 and beyond.

Data-Driven Solutions for Modern Mortgage Lending

Cascade is redefining what’s possible for modern-day mortgage lenders.

In today’s fast-paced market, automation provides the affordability and efficiency lenders need to succeed. Cascade’s automated solutions can help you attract more qualified borrowers, streamline your loan origination, and uplevel your borrower experience.

Revolutionize Your VOE Workflows With Cascade’s Automation

Want to bestow your VOE process with unparalleled consistency and cost-efficiency? By combining an innovative rules-based engine and consumer permission-based data, Cascade VOE can help you do just that.

You can customize Cascade VOE at every stage—just select your favorite vendors and arrange them in your preferred order. As Cascade VOE cycles through your chosen vendors, you’ll receive fast verifications with predictable costs. You can also pair Cascade VOE with milestone ordering to make your lending process even more efficient.

Learn about these benefits and more at Kiosk #10.

Book a Demo

Control Your Prequalification Costs With Cascade Prequal

Offering prequalification is an excellent way to draw new applicants into your sales pipeline and nurture them into loyal borrowers. You can also use soft pulls to evaluate new applicants without subjecting them to trigger leads.

While soft pulls have many worthwhile applications, they’ve recently experienced a significant price hike. Fortunately, Cascade Prequal can automate your prequalification process and empower you to control the cost. You simply need to select the prequalification option that best suits your needs and budget.

Learn about these benefits and more at Kiosk #10.

Book a Demo

Mitigate Blindspots and Close More Loans with Cascade UDM

Borrowers often incur changes in their credit activity during the quiet period that put their eligibility at risk. If you don’t resolve these changes right away, you can face unexpected loan fallout or repurchase demands upon closing.

Luckily, Cascade Undisclosed Debt Monitoring (UDM) can provide the around-the-clock intel you need to ensure your applicants sustain their creditworthiness. It does so by automatically monitoring their credit reports and alerting you of any noteworthy changes. Cascade UDM can also enhance your LQI compliance by eliminating the need for a Refresh Report.

Learn about these benefits and more at Kiosk #10.

Book a Demo

Advice from Our Data Nerd!

Want to establish yourself as a leading mortgage lender? If so, make sure to stay up to date on the latest mortgage lending trends, regulations, and solutions. You can do so with ease by checking out the following articles from our FCRA-certified experts.

New Changes Coming to Credit Scoring Models & Credit Reporting

Conventional loan requirements are facing noteworthy changes. Soon, Fannie Mae and Freddie Mac will require two new credit scoring models in place of Classic FICO, along with bi-merge credit reports. Check in with this article regularly to stay informed on these pivotal changes and their potential impacts.

From Paperwork to Precision: The Tech-Savvy Future of VOE

Manual VOE has often vexed mortgage lenders, due to its time-consuming nature. Luckily, automated instant-hit VOE technology is only becoming more advanced. By leveraging it within your lending workflows, you can increase your hit rate, reduce your turnaround time, and improve your borrower experience. Read on to learn more about the exciting future of VOE.

Reducing Fraud and Repurchase Risk with Undisclosed Debt Monitoring

Aspiring homebuyers aren’t always honest on their mortgage applications. Their misrepresentations can increase your loans’ repurchase risk considerably. We review the most common types of mortgage fraud and how to combat them in this article.

Beyond Words: The True Meaning of Good Service

It’s no secret that mortgage applicants appreciate excellent service. As a mortgage lender, you likely value attentive customer service from your vendor partners, too. But what does good service truly entail? Uncover the components of top-notch customer service in this article.

Connect with Our Team at ICE Experience 2024

Our team looks forward to attending the ICE Experience every year. We love collaborating with industry experts and other mortgage professionals. With that being said, don’t be shy—schedule a time to stop by kiosk #10 and say hi! We’re eager to support Encompass Users with our first-in-class technology and customer service.