4506-C Tax Transcripts

Prevent the headaches that come with borrower income misstatement.


Trust But Verify

Applicant income overstatement is a type of mortgage fraud that is all too common but easy to spot with Certified Credit’s 4506-C Tax Transcripts. Our best-in-class solution helps ensure that the stated income aligns with IRS records, giving you confidence in your lending decision.


Fast & Accurate

Direct connection to IRS transcripts through our cutting-edge technology platform gives you quick access to the precise information you need to mitigate risk.

Multiple Uses

Full profile reports that can be used to verify income on new borrowers or as a quality-control check on funded loans.


Complete IRS tax transcript report that identifies discrepancies between borrower reported information and IRS verified income to prevent material misstatement.

See Our Fraud & Risk Solutions in Action!

From comprehensive, investor-approved ADV-120 Fraud Reports to Flex ID Smart Select Shield to 4506-C Tax Transcripts, our solutions not only prevent fraud at the earliest stages of the mortgage process but also protect you from unnecessary costs by verifying critical entry errors. Learn how you can benefit from our Fraud & Risk Mitigation solutions by requestion a demo with our fraud experts!

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More Than Just a Score

At Certified Credit, we deliver more than just a score. We provide industry-leading information and analytics with the expertise and technology you can rely on to fuel your business. 

  • Credit Reports
  • Fraud & Risk Mitigation
  • Property
  • Employment Screening
  • Score Improvement Tools
  • Third-Party Verifications
  • Client Acquisition & Retention
  • Tenant Screening

"I couldn't be happier with Certified Credit and their wonderful employees. I know first-hand my team loves the Certified Credit team."

- Top Tier Mortgage Lender