Product, Partner, & Integration Updates
Stay current on the latest platform enhancements, integrations, and partner releases that shape how you order credit and manage your loans. We update this page as new capabilities become available, so you always know what is at your fingertips.
May 2026 | New Product Enhancement
EPC Enhancement: Adjust Applicants Without Repulling Credit
Encompass Partner Connect now lets you upgrade, swap, and unmerge applicants on an existing report directly within Encompass. Upgrade Applicants adds a co-borrower, frozen bureaus, or a bureau not previously ordered to a report less than 30 days old. Swap Applicants reverses the borrower and co-borrower on a report. Permanent Unmerge separates a joint report into an individual report. After each action, the updated file is automatically presented for review and delivered to your eFolder.
What This Means for You
You can correct and adjust files in seconds rather than reordering, which keeps loans moving. In most cases these changes happen without a new pull, so borrowers may be spared unnecessary inquiries on their credit.
May 2026 | New Product Enhancement
EPC Enhancement: Auto Import of Liabilities
You can now set Auto Import Liabilities and Exclude Zero Balance as defaults from the Settings menu on the Order Credit Report screen, so your preferred options apply automatically on every order.
What This Means for You
Your team stops repeating the same manual selections on each order, which reduces clicks, prevents setup errors, and delivers a cleaner liability picture from the very first report.
May 2026 | New Product Enhancement
EPC Enhancement: Invoice Import and Retrieval
Pull the credit file invoice directly into your Encompass eFolder, with the total amount mapped to field 640 or a custom field you designate. This feature requires account configuration by Certified Credit before use, so please contact us to enable it.
What This Means for You
Your team receives accurate fee data automatically, which supports cleaner disclosures and reduces manual reconciliation at closing. If a charge is updated after the initial import, the credit file invoice should be imported again so the latest amount is reflected.
2025 | Product Enhancement
EPC Enhancement: Prequalification Reports via Encompass Automation
Soft pull prequalification reports can now be ordered automatically through Encompass Automation, with milestone-based triggering that initiates the order at the right point in your process.
What This Means for You
You can prequalify more prospects with less manual effort, helping you say yes with confidence earlier in the borrower relationship.
2025 | Product Enhancement
EPC Enhancement: Closed Loan Pricing Through Encompass Automation
Closed loan pricing can be triggered through Encompass Automation at any stage of the loan lifecycle, giving you flexibility in how and when pricing is applied.
2025 | Product Enhancement
EPC Enhancement: UDN Automation Surrogate Ordering
Automated Undisclosed Debt Monitoring orders can now route to the branch or individual user level, giving larger teams more control over how monitoring is assigned.
2025 | Product Enhancement
EPC Enhancement: Use-Case Based Credit Ordering
A single credential can now support multiple ordering configurations, letting you tailor how credit is ordered across different scenarios without managing separate logins.
2025 | Product Enhancement
EPC Enhancement: VantageScore 4.0 Score Model Support
The platform now supports the VantageScore 4.0 credit score model, so you are ready as GSE credit scoring requirements continue to evolve for conforming loans.
What This Means for You
You are positioned to work with VantageScore 4.0 as lender choice expands, without waiting on a separate platform update.________________________________________
2025 | Product Enhancement
EPC Enhancement: Custom UDN Start Date Mapping
Automated UDN orders can now map to a custom start date, giving you more precise control over when monitoring begins.
2025 | Product Enhancement
EPC Enhancement: Additional Flood Data Mapping Options
Expanded flood data mapping options give you greater flexibility in how flood determination data flows into your loan file.
Ready to Put These Enhancements to Work?
To learn more about any update or to arrange configuration for your workflow, reach out to your account manager or our technical support team at ts@certifiedcredit.com. We are happy to walk you through what is new.
