To Our Valued Partners:
On July 8th, Federal Housing Finance Agency (FHFA) Director Bill Pulte announced via X (formerly Twitter) that Government-Sponsored Enterprises (GSEs) will now accept VantageScore 4.0 for mortgage underwriting, representing a significant milestone for the mortgage industry.
While this change is a positive step forward, much remains unknown. No official implementation roadmap has been released by Fannie Mae and Freddie Mac, and questions around timing, delivery processes, and system readiness are still being addressed.
Certified Credit is prepared to support your team throughout this transition. We have VantageScore 4.0 available within our systems and are actively working with our credit bureau partners to secure necessary codes and ensure alignment across technology platforms. We are also evaluating how this change may impact LOS, POS, and AUS integrations, as well as score selection workflows.
We will continue to monitor official FHFA updates and GSE guidance, keeping you informed as more information becomes available.
If you have questions or would like to discuss what this means for your business, please contact your Certified Credit Account Manager.
We appreciate your continued partnership!
Sincerely,
Certified Credit
Sales@certifiedcredit.com
