Fico Score Initiative and Vantage Score

As credit scoring models evolve, Certified Credit is here to help lenders stay informed and ready for change. Both the FICO® Score Initiative and the latest VantageScore® developments are reshaping how credit risk is evaluated, expanding access, and improving accuracy across the mortgage industry.

Explore key updates, expert guidance, and practical tools to help your team adapt seamlessly. Because when it comes to credit, confident lending decisions start with up-to-date insights.

| October 1, 2025

FICO Launches Direct License Program for Mortgage Lending

Regarding the recent FICO release and the introduction of direct pricing, Certified Credit is actively collaborating with FICO to fully understand the changes and their potential implications for lenders.

This shift may influence how scores are billed and delivered across the industry. Our priority is to keep you informed and supported as the industry adapts. And, we are evaluating how direct scores from FICO may impact your lending operations and will share updates as more information becomes available.

For questions, please contact your Certified Credit representative or email sales@certifiedcredit.com.

Thank you for your patience. We look forward to continuing our partnership as we navigate these changes together.

Read full release.

| October XX, 2025

This is an Update About Vantage Score

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Certified Credit Insights

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| October XX, 2025

This is an Update About FICO

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Certified Credit Insights

This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update.

| October XX, 2025

This is an Update About Vantage Score

This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update.

Certified Credit Insights

This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update. This is the update.