Minimize the risk of fraud and identity theft for your financial institution

 

With Certified Credit Companies Social Security and Indentity Verification Products, you'll have the power to access the data you need to verify within seconds.

We Provide High Level IDV Social Security Searches

   trimerge mortgage credit report sample




What are The Benefits?
Identity Verification is a tool used to verify the identity of an applicant to protect against application input errors and identity theft fraud. With the incidence of mortgage fraud and identity theft on the rise, Identity Verification tools play an important role in fraud prevention at the application level. The Federal Trade Commission conducted a study in 2003 and their findings showed that approximately 27.3 million Americans have been a victim of identity theft in the prior 5 years.

Identity Verification tools are offered at a low cost, are quick and easy to produce and can prevent identity theft fraud from occurring during the loan application process. Identity Verification tools are available as stand alone products or can be bundled into the credit report to be delivered at the time of the initial request.

Social Search - offered by Experian™ (View sample)

  • National, continously updated database of over 200 million consumers
  • Potential fraudulent activity warnings
  • Aliases, maiden and misspelled names
  • Best name and all other known names
  • Best address and up to 10 other known addresses
  • Best SSN and up to four other reported SSN
  • Can be bundled with additional add-ons such as Fraud Shield, Demographics and Direct Check

    Level One Authentication - offered by Experian™ (View sample)
  • Validates consumer information against reliable databases
  • Validates address, phone, SSN, Driver's License, Date of Birth

    TracePlus - offered by TransUnion
  • Returns up to 6 items, including Consumer Name, Current/Previous Address, Second Previous Address, Consumer Statement, AKA Information, Employment Information and Date of Birth
  • Can be bundled with additional add-ons such as High Risk Fraud Alert, Inquiry Analyzer and Phone Append

    DTEC - offered by Equifax (View sample)
  • Provides name and address information
  • Provides employer and age information, when available
  • Previously misused SSN warning
  • Never issued SSN warning
  • Deceased SSN warning
  • SSN issued within last 5 years warning

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