Residential Mortgage Credit Report
(RMCR)
 
 
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  Residential Mortgage Credit Report (RMCR)

Certified Credit Reporting offers its mortgage lending customers a Residential Mortgage Credit Report when numerous trade line verifications and updates are necessary.

When bundling our on-line Credit reporting system with hands-on research we are able to develop the most complete and comprehensive Credit reports for the mortgage banking industry.

Report features include:

  • All trade line information is updated within 60 days of repository access.
  • Employment verification for past two years (VOE).
  • Residency verification for past two years (VOR).
  • Verification of liabilities disclosed on loan application.
  • Verification and Update of collection accounts.
  • Credit scores may be removed at lender discretion.
  • Disputed information re-verified.
  • Credit given for the cost of Express Merge if RMCR ordered within 30 days of original order.
  • Reports are completed in approximately 24-48 hours.
  • Meets or exceeds Freddie Mac, Fannie Mae, FHA, and VA guidelines.
 

Residential Mortgage Credit Report



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