Make faster lending decisions with Tri-Merge credit reports from Certified Credit Reporting. Our credit reports are delivered within seconds via our secure online platform and contain the most up to date credit history and data available on an individual or joint credit applicant.

Certified Credit Reporting provides data from either or all of the major credit repositories: Trans Union, Experian and Equifax. Our merged logic sorts out duplicate information and creates a new report with your applicants most current data. This report encompasses credit scores, credit history, public records information, credit inquiries, fraud search, OFAC search & repository comments. Additional products we offer for determining credit worthiness are In-depth Social Security Number, Employment & Residential history searches.

We deliver the latest version of the bureaus’ scoring models. You can expect to have the most reliable, accurate and current credit data for your applicants within seconds!

• 24 hour secure online access
• User Friendly Report Format
• Online Customer Service & Data Verification Updates - Most completed within 24 hours!
• Credit Reports are both Fannie Mae & Freddie Mac approved
• Approved through over 100 + private labeled Automated Underwriting Engines
• Certified interfaces with over 40 + loan origination systems & banking platforms
• Instant access to pull and view credit from anywhere with an Internet connection
• Share credit reports in Real Time with remote processors, lenders,or underwriters
• Online Credit Report, Billing Tracking and Account Maintenance in Real Time
• Our Rapid Re-Score allows you to update your client’s credit iwithin 3-5 business days!

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