FRAUD DETECTION PRODUCTS

 

ID INVESTIGATION REPORT

Summary of public record data ensuring ID elements are valid & associated with one individual. 

Product checks:

Name, address, phone

Suspicious address/phone

SSN, Death Master file

DOB

Provides Risk Score

OFAC, FinCen watch lists

SSA-89 VERIFICATION

SSA Verification of SSN and Name match SSA records & not present on SSA Death Master File.  Results provide Match / No Match Response directly from the SSA.

PARTICIPANT REPORT

Ensure all participants are not on key excluded party lists (OFAC-SDN, GSA-EPLS, HUD-LDP).

  • Most current lists are used
  • Intelligent search to reduce false positives
  • Search participants, new hires, new partners
  • Provides concise report for loan file

MERS SSN LIEN REPORT

Detailed search results on each MERS registered lien by SSN – End User MERS Organizational ID # required to be provided to Certified Credit.

SUBJECT PROPERTY REPORT
Provides summary of public information on property such as: ownership, assessment & legal description.  Some of the data returned are:

  • Dwelling characteristics
  • Current ownership
  • Prior ownership
  • Assessment, tax amount
  • Brief legal description
  • Current and prior liens
  • Information on 5 recent neighborhood sales
  • USPS standardized address

EMPLOYER “ID” REPORT

Provides summary of public data on employer such as:

  • Reverse phone number lookup
  • Confirmation of company
  • Company URL
  • Address confirmation
  • Number of employees & revenue
  • Key executives

All above products are ordered through our platform & can be bundled to fit your ordering preference.